Shinhan Financial Group

055550 · KRX · KRW

₩104,800.00Change from previous close: +0.96%Absolute change: +₩1,000.00

Close · October 2, 2026

At a glance

Revenue growth
+7.59%
2025 vs 2024
Net income growth
+11.72%
2025 vs 2024
Net margin
31.6%
2024: 30.5%

Financial data

Amounts in millions of KRW; per-share values in KRW; shares in millions.

Cash flow · Quarterly
ItemQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023
Operating cash flow-10,137,166-50,031-14,206,680-4,071,713-7,770,86911,686,876-4,340,055-6,241,565-9,765,951-13,899,653-1,659,990-5,403,283
Depreciation and amortization304,929313,179324,223312,205326,980———————
Capital expenditure-69,364-38,775-100,381-62,217-56,658-40,723-99,665-68,232-50,276-45,663-86,678-68,725
Investing cash flow-1,221,368-5,128,813-5,806,801-2,773,468-2,845,988522,477-736,386-191,085-147,1621,223,166-1,184,287-2,188,159
Financing cash flow17,238,4795,778,40212,093,53614,669,8407,634,588-9,054,052537,20615,490,6079,699,74012,963,3202,583,6866,172,814
Dividends paid-813,087-52,771-327,757-321,367-596,036-48,668-326,071-311,809-587,457-41,809-317,281-322,932
Share repurchases-304,387-395,618-336,062-263,961-373,784———————
Debt issued18,510,5886,037,45315,734,1739,499,14116,922,1817,950,40221,272,18212,301,1528,578,03212,509,21617,842,19518,014,220
Debt repaid-11,543,022-13,297,180-11,979,492-10,354,971-11,751,571-11,680,223-25,047,527-10,196,819-6,245,426-12,096,656-11,606,263-10,129,713
Effect of exchange rates-193,727295,67218,63840,360-82,839-3,016212,673-78,80760,75443,857-61,413-5,655
Net change in cash5,686,745898,012-7,904,6167,865,019-3,065,1083,152,285-4,326,5628,979,150-152,619330,690-322,004-1,424,283
Free cash flow-10,206,530-88,806-14,307,061-4,133,930-7,827,52711,646,153-4,439,720-6,309,797-9,816,227-13,945,316-1,746,668-5,472,008