SEB revenue and financials
€52.60Change from previous close: −1.68%Absolute change: −€0.90
In the fiscal year ended December 2025, SEB reported revenue of €8.17B (−1.17% year over year). Net income was €244.6M, a net margin of 3.0%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −1.17%
- 2025 vs 2024
- Net income growth
- +5.43%
- 2025 vs 2024
- Net margin
- 3.0%
- 2024: 2.8%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total revenue | 8,169 | 8,266 | 8,006 | 7,960 | — |
| Cost of revenue | 4,880 | 4,908 | 4,806 | 4,946 | — |
| Gross profit | 3,290 | 3,358 | 3,200 | 3,014 | — |
| Selling, general and administrative | 1,722 | 1,655 | 2,299 | 2,229 | — |
| Research and development | 181 | 184 | 175 | 165 | — |
| Operating income | 583 | 769 | 702 | 603 | — |
| EBIT | 467 | 509 | 637 | 502 | — |
| EBITDA | 749 | 804 | 931 | 776 | — |
| Interest expense | 97.0 | 88.9 | 49.9 | 35.3 | — |
| Pre-tax income | 370 | 420 | 587 | 466 | — |
| Income tax | 87.3 | 138 | 148 | 98.0 | — |
| Net income | 245 | 232 | 386 | 316 | — |
| Net income to common shareholders | 245 | 232 | 386 | 316 | — |
| Basic EPS | 4.47 | 4.26 | 7.01 | 5.74 | — |
| Diluted EPS | 4.45 | 4.23 | 6.97 | 5.71 | — |
| Average shares (basic) | 54.7 | 54.5 | 55.1 | 55.1 | — |
| Average shares (diluted) | 55.0 | 54.9 | 55.4 | 55.4 | — |