Optima bank revenue and financials

OPTIMA · Athens · EUR

€15.58Change from previous close: −0.64%Absolute change: −€0.10

Close · October 7, 2026

In the fiscal year ended December 2022, Optima bank reported revenue of €96.48M (+102.66% year over year). Net income was €42.43M, a net margin of 44.0%.

Annual revenue · 2022: €96.48M
  1. €47.6M2021
  2. €96.48M2022

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+102.66%
2022 vs 2021
Net income growth
+322.18%
2022 vs 2021
Net margin
44.0%
2021: 21.1%

Financial data

Amounts in millions of EUR; per-share values in EUR; shares in millions.

Cash flow · Annual
Item20222021
Operating cash flow93.0-21.6
Depreciation and amortization6.05.1
Capital expenditure-5.1-5.6
Investing cash flow5.9-46.4
Financing cash flow62.18.4
Debt issued65.00.0
Debt repaid—-0.0
Effect of exchange rates-0.00.1
Net change in cash161-59.5
Free cash flow87.8-27.2