Nu Holdings

NU · NYSE · USD

$13.43Change from previous close: +1.05%Absolute change: +$0.14

Close · October 2, 2026

At a glance

Revenue growth
+28.50%
2025 vs 2024
Net income growth
+45.47%
2025 vs 2024
Net margin
27.0%
2024: 23.8%

Financial data

Amounts in millions of USD; per-share values in USD; shares in millions.

Cash flow · Annual
Item20252024202320222021
Operating cash flow3,5002,3991,266756—
Depreciation and amortization98.077.162.935.6—
Capital expenditure-341-175-177-114—
Investing cash flow-342-331-177-127—
Financing cash flow2,290728425654—
Share repurchases——0.00.0-4.6
Debt issued2,8231,310470581—
Debt repaid-539-588-53.4-176—
Effect of exchange rates370466237184—
Net change in cash5,4482,7961,5141,282—
Free cash flow3,1602,2241,089641—