National Bank of Greece revenue and financials
€17.04Change from previous close: −2.57%Absolute change: −€0.45
In the fiscal year ended December 2025, National Bank of Greece reported revenue of €2.63B (−2.63% year over year). Net income was €1.16B, a net margin of 44.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −2.63%
- 2025 vs 2024
- Net income growth
- +0.17%
- 2025 vs 2024
- Net margin
- 44.1%
- 2024: 42.8%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -3,655 | 2,815 | -907 | 388 | -1,051 | 2,768 | -1,936 | 611 | -819 | -712 | -1,899 | 579 |
| Depreciation and amortization | 52.0 | 52.0 | 57.0 | 51.0 | 50.0 | — | — | — | — | — | — | — |
| Capital expenditure | -62.0 | -34.0 | -373 | -65.0 | -63.0 | -37.0 | -97.0 | -51.0 | -53.0 | -98.0 | -194 | -75.0 |
| Investing cash flow | -210 | -2,077 | -1,420 | -833 | -194 | -469 | -2,447 | 189 | -302 | -340 | -711 | -373 |
| Financing cash flow | 2,707 | -291 | 1,491 | -777 | 2,127 | -1,073 | 1,234 | -679 | 1,307 | -711 | 1,278 | 618 |
| Dividends paid | -264 | — | -200 | 0.0 | -405 | — | — | -332 | — | — | — | — |
| Share repurchases | -55.0 | -71.0 | -37.0 | -69.0 | -32.0 | — | — | — | — | — | — | — |
| Debt issued | 7.0 | 598 | 511 | 773 | 3.0 | — | 651 | 5.0 | — | 1,100 | 513 | 13.0 |
| Debt repaid | -77.0 | -363 | -93.0 | -644 | -121 | -14.0 | -14.0 | -92.0 | -164 | -338 | -14.0 | -15.0 |
| Effect of exchange rates | 2.0 | 1.0 | 0.0 | 1.0 | -7.0 | -4.0 | 4.0 | 3.0 | 1.0 | -18.0 | 2.0 | — |
| Net change in cash | -1,156 | 448 | -836 | -1,221 | 875 | 1,222 | -3,145 | 124 | 187 | -1,781 | -1,330 | 824 |
| Free cash flow | -3,717 | 2,781 | -1,280 | 323 | -1,114 | 2,731 | -2,033 | 560 | -872 | -810 | -2,093 | 504 |