National Bank of Greece revenue and financials
€17.21Change from previous close: −1.63%Absolute change: −€0.29
In the fiscal year ended December 2025, National Bank of Greece reported revenue of €2.63B (−2.63% year over year). Net income was €1.16B, a net margin of 44.1%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −2.63%
- 2025 vs 2024
- Net income growth
- +0.17%
- 2025 vs 2024
- Net margin
- 44.1%
- 2024: 42.8%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 1,091 | -2,856 | -6,662 | 213 | 2,200 |
| Depreciation and amortization | 207 | 186 | 188 | 172 | — |
| Capital expenditure | -538 | -299 | -516 | -193 | -179 |
| Investing cash flow | -2,916 | -2,900 | -3,125 | -1,082 | -272 |
| Financing cash flow | 1,875 | 1,151 | 2,370 | 2,481 | 4,393 |
| Dividends paid | -605 | -332 | — | — | — |
| Share repurchases | -142 | -37.0 | -17.0 | -14.0 | — |
| Debt issued | 1,287 | 1,756 | 554 | 907 | — |
| Debt repaid | -719 | -565 | — | -62.0 | 0.0 |
| Effect of exchange rates | -10.0 | -10.0 | -7.0 | -8.0 | — |
| Net change in cash | 40.0 | -4,615 | -7,424 | 1,604 | 6,321 |
| Free cash flow | 553 | -3,155 | -7,178 | 20.0 | 2,021 |