mBank
zł 1,391.00Change from previous close: −1.24%Absolute change: −zł 17.50
At a glance
- Revenue growth
- +3.14%
- 2025 vs 2024
- Net income growth
- +57.96%
- 2025 vs 2024
- Net margin
- 29.5%
- 2024: 19.3%
Financial data
Amounts in millions of PLN; per-share values in PLN; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -24,433 | -16,938 | 8,087 | -8,684 | -12,602 |
| Depreciation and amortization | 676 | 614 | 533 | 499 | — |
| Capital expenditure | -869 | -903 | -719 | -563 | -589 |
| Investing cash flow | -656 | -856 | -615 | -496 | -508 |
| Financing cash flow | 28,892 | 17,769 | 12,981 | 12,886 | 21,411 |
| Debt issued | 6,162 | 2,657 | 4,884 | 1,792 | — |
| Debt repaid | -5,192 | -1,446 | -2,956 | -5,366 | — |
| Effect of exchange rates | -1.8 | 2.5 | -1.7 | 4.0 | -9.6 |
| Net change in cash | 3,800 | -21.5 | 20,451 | 3,710 | 8,292 |
| Free cash flow | -25,302 | -17,841 | 7,369 | -9,247 | -13,191 |