Kvika banki hf. revenue and financials
kr 12.25Change from previous close: 0.00%
In the fiscal year ended December 2025, Kvika banki hf. reported revenue of kr 18.86B (+14.03% year over year). Net income was kr 6.26B, a net margin of 33.2%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +14.03%
- 2025 vs 2024
- Net income growth
- −23.14%
- 2025 vs 2024
- Net margin
- 33.2%
- 2024: 49.3%
Financial data
Amounts in millions of ISK; per-share values in ISK; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 3,212 | -5,678 | -11,357 | 5,076 | -8,900 | -16,936 | -1,759 | -14,160 | 9,324 | 2,230 | -25,838 | -515 |
| Depreciation and amortization | 288 | 284 | 283 | — | 308 | 480 | — | — | — | — | — | — |
| Capital expenditure | -12.0 | -8.0 | -95.0 | — | 39.0 | -39.0 | -55.0 | -14.0 | -22.0 | — | -70.1 | -150 |
| Investing cash flow | -58.0 | -67.0 | -593 | 10.0 | 12.0 | 32,176 | 942 | -122 | -123 | -139 | -322 | -500 |
| Financing cash flow | 15,813 | 13,557 | -13,058 | -11,995 | 22,688 | 14,805 | -8,184 | 339 | 7,516 | 8,396 | 13,772 | -5,629 |
| Dividends paid | -10,159 | -1,556 | 0.0 | — | -23,135 | — | — | — | — | — | — | — |
| Share repurchases | 0.0 | -1,757 | 0.0 | — | -2,856 | -911 | — | — | — | — | — | — |
| Debt issued | 15,670 | 1,076 | -8,642 | -3,664 | 36,856 | 11,576 | -6,528 | — | 758 | 5,770 | 2,000 | — |
| Debt repaid | -666 | -642 | 458 | -5,963 | -90.0 | -100 | -8,969 | 1,613 | -3,924 | -91.9 | 7,318 | -3,265 |
| Effect of exchange rates | -425 | -550 | 506 | 53.0 | -342 | 339 | -362 | -381 | 170 | 33.6 | 198 | 143 |
| Net change in cash | 18,542 | 7,262 | -22,429 | -6,858 | 13,458 | 30,384 | -11,437 | -14,323 | 16,887 | 10,521 | -12,190 | -6,501 |
| Free cash flow | 3,200 | -5,686 | -11,357 | 5,076 | -8,861 | -16,975 | -1,814 | -14,174 | 9,302 | 2,230 | -25,908 | -665 |