Kvika banki hf. revenue and financials

KVIKA · Nasdaq Iceland · ISK

kr 12.25Change from previous close: 0.00%

Close · October 7, 2026

In the fiscal year ended December 2025, Kvika banki hf. reported revenue of kr 18.86B (+14.03% year over year). Net income was kr 6.26B, a net margin of 33.2%.

Annual revenue · 2025: kr 18.86B
  1. kr 22.16B2021
  2. kr 13.89B2022
  3. kr 13.79B2023
  4. kr 16.54B2024
  5. kr 18.86B2025

Fiscal year ending in December. Sources and method on the page Methodology and sources.

At a glance

Revenue growth
+14.03%
2025 vs 2024
Net income growth
−23.14%
2025 vs 2024
Net margin
33.2%
2024: 49.3%

Financial data

Amounts in millions of ISK; per-share values in ISK; shares in millions.

Cash flow · Annual
Item20252024202320222021
Operating cash flow-32,117-4,365-35,499-33,5698,303
Depreciation and amortization1,3481,1061,1091,191—
Capital expenditure-329-91.0-343-608-161
Investing cash flow31,605558-1,876-1,7563,146
Financing cash flow12,4408,06724,97833,534-1,612
Dividends paid-23,135—-1,912——
Share repurchases-3,875-1,000-1,000-3,004—
Debt issued36,126—12,8225,551223
Debt repaid-5,695-11,372-4,616-1,954-19,450
Effect of exchange rates556-539404-185-136
Net change in cash14,5561,648-11,994-1,9759,701
Free cash flow-32,117-4,456-35,842-34,1768,142