Íslandsbanki hf.

ISB · Nasdaq Iceland · ISK

kr 140.80Change from previous close: +1.29%Absolute change: +kr 1.80

Close · October 2, 2026

At a glance

Revenue growth
+6.24%
2025 vs 2024
Net income growth
+4.14%
2025 vs 2024
Net margin
38.1%
2024: 38.9%

Financial data

Amounts in millions of ISK; per-share values in ISK; shares in millions.

Cash flow · Quarterly
ItemQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023
Operating cash flow-12,493-34,104-49,63112,457-12,8674,267-58,74421,7974,170-25,36041,863-22,087
Depreciation and amortization467572485—422416——————
Capital expenditure-50.0-139-189-43.0-61.0-191-131-133-57.0-105-65.0-101
Investing cash flow-318-399-439-226-54.0-326-304-280-215-123-125205
Financing cash flow-69343,628-7,14532,07321,31745,22910,70211,926-65,57248,561-54,53139,354
Dividends paid-12,604—0.00.0-12,103—0.00.0-12,303———
Share repurchases-8,234-6,925-7,309—0.0-2,614——————
Debt issued32,90218,44762,2988,8934,06668,2783,89328,6471,28069,93617,0856,997
Debt repaid-38,817-8,257-27,736-12,221-1,208-30,006-10,804-23,359-77,113-40,042-68,449-11,790
Effect of exchange rates506-9502,929-3.0-3,021-2,211-721-796128-69548.0-38.0
Net change in cash-12,9988,175-54,28644,3015,37546,959-49,06732,647-61,48922,383-12,74517,434
Free cash flow-12,543-34,243-49,82012,414-12,9284,076-58,87521,6644,113-25,46541,798-22,188