Intact Financial revenue and financials
$239.33Change from previous close: −0.82%Absolute change: −$1.97
In the fiscal year ended December 2025, Intact Financial reported revenue of $26.07B (+4.36% year over year). Net income was $3.37B, a net margin of 12.9%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +4.36%
- 2025 vs 2024
- Net income growth
- +46.50%
- 2025 vs 2024
- Net margin
- 12.9%
- 2024: 9.2%
Financial data
Amounts in millions of CAD; per-share values in CAD; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 6,722 | 6,392 | 6,643 | 6,698 | 6,330 | — | — | — | — | — | — | — |
| EBIT | 958 | 1,136 | 1,379 | 1,236 | 1,327 | 879 | 1,010 | 236 | 1,028 | 790 | 904 | 399 |
| EBITDA | 1,128 | 1,315 | 1,571 | 1,436 | 1,541 | 1,070 | 1,197 | 411 | 1,210 | 972 | 1,007 | 544 |
| Interest expense | 54.0 | 54.0 | 58.0 | 55.0 | 57.0 | 55.0 | 56.0 | 55.0 | 54.0 | 57.0 | 66.0 | 61.0 |
| Pre-tax income | 937 | 960 | 1,206 | 1,118 | 1,134 | 849 | 838 | 229 | 981 | 830 | 736 | 184 |
| Income tax | 217 | 208 | 245 | 257 | 267 | 173 | 171 | 17.0 | 223 | 157 | 205 | 21.0 |
| Net income | 720 | 752 | 961 | 861 | 867 | 676 | 667 | 207 | 750 | 673 | 524 | 163 |
| Net income to common shareholders | 690 | 732 | 933 | 844 | 839 | 659 | 639 | 190 | 722 | 656 | 496 | 146 |
| Basic EPS | 3.90 | 4.13 | 5.26 | 4.74 | 4.71 | 3.70 | 3.58 | 1.07 | 4.05 | 3.68 | 2.78 | 0.83 |
| Diluted EPS | 3.90 | 4.12 | 5.24 | 4.73 | 4.70 | 3.69 | 3.58 | 1.06 | 4.04 | 3.68 | 2.78 | 0.83 |
| Average shares (basic) | 177 | 177 | 178 | 178 | 178 | 178 | 178 | 178 | 178 | 178 | 178 | 176 |
| Average shares (diluted) | 177 | 178 | 179 | 179 | 179 | 179 | 179 | 179 | 179 | 178 | 178 | 176 |
| Dividend per share | 1.47 | 1.47 | 1.33 | 1.33 | 1.33 | 1.33 | 1.21 | 1.21 | 1.21 | 1.21 | 1.10 | 1.10 |
