Intact Financial revenue and financials
$239.33Change from previous close: −0.82%Absolute change: −$1.97
In the fiscal year ended December 2025, Intact Financial reported revenue of $26.07B (+4.36% year over year). Net income was $3.37B, a net margin of 12.9%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +4.36%
- 2025 vs 2024
- Net income growth
- +46.50%
- 2025 vs 2024
- Net margin
- 12.9%
- 2024: 9.2%
Financial data
Amounts in millions of CAD; per-share values in CAD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 4,388 | 3,387 | 1,846 | 3,665 | 3,146 |
| Depreciation and amortization | 797 | 726 | 410 | 409 | 329 |
| Capital expenditure | -457 | -429 | -458 | -411 | — |
| Investing cash flow | -2,581 | -1,614 | -2,005 | -2,746 | -5,972 |
| Financing cash flow | -1,601 | -2,006 | 321 | -2,207 | 4,189 |
| Dividends paid | -1,037 | -953 | -862 | -762 | -679 |
| Share repurchases | -394 | -204 | -128 | -262 | — |
| Debt issued | 298 | 298 | 799 | 1,258 | 2,254 |
| Debt repaid | -615 | -761 | -288 | -1,811 | — |
| Effect of exchange rates | 10.0 | 59.0 | -1.0 | 22.0 | -4.0 |
| Net change in cash | 216 | -174 | 161 | -1,266 | 1,359 |
| Free cash flow | 3,931 | 2,958 | 1,388 | 3,254 | 2,819 |
| Levered free cash flow | 3,484 | 5,747 | 4,127 | -9,867 | 21,267 |