Credito Emiliano revenue and financials
€20.32Change from previous close: −3.05%Absolute change: −€0.64
In the fiscal year ended December 2025, Credito Emiliano reported revenue of €2.08B (−5.60% year over year). Net income was €621.47M, a net margin of 29.9%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- −5.60%
- 2025 vs 2024
- Net income growth
- +0.23%
- 2025 vs 2024
- Net margin
- 29.9%
- 2024: 28.2%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -2,526 | -1,823 | 3,188 | 3,336 | — |
| Depreciation and amortization | 111 | 107 | 105 | 97.7 | — |
| Capital expenditure | -102 | -83.3 | -113 | -102 | — |
| Investing cash flow | -6.5 | -77.1 | -110 | -101 | — |
| Financing cash flow | -272 | -219 | -109 | -108 | — |
| Dividends paid | -256 | -221 | -112 | -102 | — |
| Effect of exchange rates | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Net change in cash | -2,804 | -2,119 | 2,969 | 3,127 | — |
| Free cash flow | -2,628 | -1,906 | 3,075 | 3,233 | — |