Citizens Financial Group
$64.33Change from previous close: +0.99%Absolute change: +$0.63
At a glance
- Revenue growth
- +5.61%
- 2025 vs 2024
- Net income growth
- +21.34%
- 2025 vs 2024
- Net margin
- 22.2%
- 2024: 19.3%
Financial data
Amounts in millions of USD; per-share values in USD; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | 2,211 | 2,001 | 2,961 | 4,119 | — |
| Depreciation and amortization | 478 | 498 | 478 | 565 | — |
| Capital expenditure | -174 | -122 | -172 | -126 | — |
| Investing cash flow | -5,967 | 2,987 | 5,248 | -12,637 | — |
| Financing cash flow | 5,882 | -6,015 | -7,128 | 9,907 | — |
| Dividends paid | -888 | -903 | -928 | -892 | — |
| Share repurchases | -1,000 | -1,350 | -906 | -153 | — |
| Debt issued | 8,534 | 13,185 | 25,983 | 24,617 | — |
| Debt repaid | -9,744 | -14,286 | -28,418 | -19,691 | — |
| Net change in cash | 2,126 | -1,027 | 1,081 | 1,389 | — |
| Free cash flow | 2,037 | 1,879 | 2,789 | 3,993 | — |