Chang Hwa Commercial Bank revenue and financials
$27.75Change from previous close: +1.28%Absolute change: +$0.35
In the fiscal year ended December 2025, Chang Hwa Commercial Bank reported revenue of $42.44B (+9.48% year over year). Net income was $17.77B, a net margin of 41.9%.
Fiscal year ending in December. Sources and method on the page Methodology and sources.
At a glance
- Revenue growth
- +9.48%
- 2025 vs 2024
- Net income growth
- +18.93%
- 2025 vs 2024
- Net margin
- 41.9%
- 2024: 38.6%
Financial data
Amounts in millions of TWD; per-share values in TWD; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -4,485 | -105,204 | -68,478 | -32,317 | -47,218 | 5,016 | -83,694 | -26,037 | -122,831 | -85,356 | -86,063 | -16,815 |
| Depreciation and amortization | — | 451 | 437 | 446 | 437 | 427 | — | — | — | — | — | — |
| Capital expenditure | -240 | -234 | -302 | -599 | -379 | -123 | -498 | -351 | -169 | -144 | -322 | -133 |
| Investing cash flow | -280 | -305 | -462 | -450 | -335 | -217 | -563 | -401 | -194 | -152 | -376 | -174 |
| Financing cash flow | 35,081 | 96,141 | 21,656 | 53,422 | 75,402 | 28,132 | 25,810 | 50,246 | 63,817 | 120,938 | 119,856 | 47,529 |
| Dividends paid | — | — | 0.0 | -5,603 | — | — | — | -5,972 | — | — | — | -5,826 |
| Debt issued | 22,715 | 36,593 | -6,421 | 26,176 | -1,569 | 56,713 | -14,891 | 3,071 | -34,316 | 48,648 | 2,480 | 53,866 |
| Debt repaid | -133 | -167 | 9,806 | -10,216 | -156 | -167 | 9,306 | -9,795 | -7,912 | -1,741 | -200 | -3,189 |
| Effect of exchange rates | -73.4 | 837 | 1,666 | 2,158 | -5,800 | 791 | 806 | -443 | 578 | 1,375 | -1,611 | 1,387 |
| Net change in cash | 30,243 | -8,532 | -45,618 | 22,813 | 22,049 | 33,722 | -57,642 | 23,364 | -58,629 | 36,806 | 31,806 | 31,927 |
| Free cash flow | -4,725 | -105,438 | -68,780 | -32,916 | -47,597 | 4,893 | -84,192 | -26,388 | -123,000 | -85,499 | -86,385 | -16,948 |