BPER Banca
€13.50Change from previous close: −1.04%Absolute change: −€0.14
At a glance
- Revenue growth
- +15.15%
- 2025 vs 2024
- Net income growth
- +29.64%
- 2025 vs 2024
- Net margin
- 30.6%
- 2024: 27.2%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 3,122 | -2,495 | -3,420 | 12,794 | 1,265 | -641 | 378 | 154 | 144 | 7.1 |
| Depreciation and amortization | 398 | 365 | 311 | 258 | — | — | — | — | — | — |
| Capital expenditure | -312 | -358 | -156 | -164 | -149 | — | — | — | — | — |
| Investing cash flow | 1,034 | -215 | -314 | -17.1 | -743 | -223 | -376 | -80.0 | -50.1 | 15.4 |
| Financing cash flow | -362 | 513 | -178 | -85.5 | -64.1 | 773 | 106 | -34.7 | -38.7 | -48.1 |
| Dividends paid | -1,049 | -424 | -170 | -84.7 | -56.5 | — | -62.5 | -52.9 | -38.7 | -48.1 |
| Share repurchases | — | — | — | — | -3.1 | — | — | — | — | — |
| Effect of exchange rates | -0.7 | -0.3 | 0.1 | -0.3 | -0.5 | 0.4 | -0.2 | 0.1 | 0.5 | 0.1 |
| Net change in cash | 3,793 | -2,198 | -3,912 | 12,691 | 457 | -90.6 | 107 | 39.5 | 55.4 | -25.5 |
| Free cash flow | 2,810 | -2,853 | -3,575 | 12,630 | 1,116 | — | — | — | — | — |