Banco Santander
€11.81Change from previous close: −0.03%Absolute change: −€0.00
At a glance
- Revenue growth
- −2.04%
- 2025 vs 2024
- Net income growth
- +12.14%
- 2025 vs 2024
- Net margin
- 30.1%
- 2024: 26.3%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -562 | -18,697 | -7,017 | -10,422 | 20,718 | -18,114 | 22,973 | 13,044 | -46,912 | 8,774 | 8,136 |
| Capital expenditure | -1,832 | -1,012 | -1,375 | -1,277 | -1,232 | -1,970 | -2,284 | -1,472 | -2,591 | -4,373 | -2,368 |
| Investing cash flow | 1,836 | 4,437 | 224 | 873 | -42.0 | -521 | -406 | -1,005 | -1,142 | -1,866 | -1,002 |
| Financing cash flow | -1,622 | -4,135 | -3,685 | -2,460 | -4,144 | -3,914 | -3,915 | 2,578 | -83.0 | -1,344 | 1,644 |
| Dividends paid | -1,800 | — | — | — | -1,643 | — | — | — | — | — | — |
| Debt issued | 2,535 | 147 | 519 | 1,462 | -40.0 | 346 | 25.0 | 3,068 | 2,408 | 3,467 | 1,886 |
| Debt repaid | -865 | -1,480 | -1,405 | -3,333 | -617 | -3,467 | -473 | -413 | -1,535 | -1,997 | -186 |
| Effect of exchange rates | 1,040 | 915 | 67.0 | -790 | -5,474 | -2,711 | 4,179 | -1,474 | 1,956 | -2,279 | 733 |
| Net change in cash | 692 | -17,480 | -10,411 | -12,799 | 11,058 | -25,260 | 22,831 | 13,143 | -46,181 | 3,285 | 9,511 |
| Free cash flow | -2,394 | -19,709 | -8,392 | -11,699 | 19,486 | -20,084 | 20,689 | 11,572 | -49,503 | 4,401 | 5,768 |