Banco Santander
€11.81Change from previous close: −0.03%Absolute change: −€0.00
At a glance
- Revenue growth
- −2.04%
- 2025 vs 2024
- Net income growth
- +12.14%
- 2025 vs 2024
- Net margin
- 30.1%
- 2024: 26.3%
Financial data
Amounts in millions of EUR; per-share values in EUR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -14,835 | -24,155 | 5,015 | 27,706 | 56,691 |
| Depreciation and amortization | 3,178 | 3,179 | 3,086 | 2,985 | — |
| Capital expenditure | -5,854 | -8,494 | -11,446 | -9,066 | -10,015 |
| Investing cash flow | 534 | -3,712 | -5,366 | -3,898 | -3,715 |
| Financing cash flow | -14,203 | -5,510 | -2,058 | -9,964 | -1,322 |
| Dividends paid | -3,341 | -3,017 | -2,261 | -1,848 | -1,313 |
| Share repurchases | -4,081 | -4,789 | -3,109 | -2,050 | — |
| Debt issued | 2,287 | 7,001 | 7,007 | 119 | — |
| Debt repaid | -8,822 | -4,096 | -2,931 | -2,291 | — |
| Effect of exchange rates | -8,908 | 5,243 | -322 | -1,460 | 5,196 |
| Net change in cash | -37,412 | -28,134 | -2,731 | 12,384 | 56,850 |
| Free cash flow | -20,689 | -32,649 | -6,431 | 18,640 | 46,676 |