Banco Santander-Chile
$78.80Change from previous close: −3.69%Absolute change: −$3.02
At a glance
- Revenue growth
- +8.76%
- 2025 vs 2024
- Net income growth
- +19.78%
- 2025 vs 2024
- Net margin
- 44.7%
- 2024: 40.6%
Financial data
Amounts in millions of CLP; per-share values in CLP; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -113,363 | -584,082 | -368,179 | 544,014 | 897,706 | -189,151 | -1,197,259 | 428,436 | 507,054 | -1,100,236 | 126,353 | -1,160,498 |
| Depreciation and amortization | 32,137 | 34,516 | 34,009 | 33,124 | 32,850 | — | — | — | — | — | — | — |
| Capital expenditure | -8,192 | -2,551 | -46,036 | -8,578 | -11,318 | -18,727 | -33,784 | -4,733 | -9,038 | -15,606 | -16,208 | -23,749 |
| Investing cash flow | -16,954 | -4,359 | -48,117 | -14,560 | -19,281 | -22,987 | -53,972 | -13,755 | -19,564 | -19,289 | -38,839 | -35,082 |
| Financing cash flow | 143,777 | 595,470 | 450,962 | -330,195 | -1,176,056 | -394,792 | 2,029,180 | -523,224 | -1,144,756 | 1,110,346 | 117,459 | 1,302,979 |
| Dividends paid | -631,925 | 0.0 | 0.0 | 0.0 | -600,336 | — | — | — | -347,483 | — | — | — |
| Debt issued | 355,138 | 639,947 | -1,410,311 | 247,740 | 340,779 | 821,792 | -579,173 | -150,100 | 197,457 | 531,816 | -227,748 | 500,802 |
| Debt repaid | -806,904 | -725,855 | 1,858,731 | -355,186 | -125,653 | -1,398,654 | 1,136,377 | -757,483 | -176,830 | -227,428 | -128,024 | 81,561 |
| Effect of exchange rates | 12,285 | 10,393 | -10,093 | 4,811 | -6,652 | 4,629 | 7,782 | -12,228 | -7,694 | 19,457 | -7,278 | — |
| Net change in cash | 25,745 | 17,422 | 24,573 | 204,070 | -304,283 | -602,301 | 785,731 | -120,771 | -664,960 | 10,278 | 197,695 | 107,399 |
| Free cash flow | -121,555 | -586,633 | -414,215 | 535,436 | 886,388 | -207,878 | -1,231,043 | 423,703 | 498,016 | -1,115,842 | 110,145 | -1,184,247 |