Riyad Bank
SAR 19.91Change from previous close: +0.05%Absolute change: +SAR 0.01
At a glance
- Revenue growth
- +8.65%
- 2025 vs 2024
- Net income growth
- +11.68%
- 2025 vs 2024
- Net margin
- 61.2%
- 2024: 59.6%
Financial data
Amounts in millions of SAR; per-share values in SAR; shares in millions.
| Item | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 2,748 | -7,226 | -15,434 | -13,347 | -10,692 | -15,271 | -17,457 | -2,733 | -10,474 | -10,505 | 2,602 | -2,884 |
| Depreciation and amortization | 239 | 218 | 193 | — | 175 | 189 | — | — | — | — | — | — |
| Capital expenditure | -380 | -517 | -537 | -567 | -404 | -470 | -613 | -463 | -408 | -289 | -1,758 | -359 |
| Investing cash flow | -5,536 | -8,106 | -5,173 | -1,182 | -3,054 | 86.4 | -4,544 | -4,596 | -260 | -1,039 | -291 | -2,107 |
| Financing cash flow | -9,979 | 25,615 | 17,084 | 15,122 | 14,588 | 8,957 | 15,717 | 14,908 | 2,814 | 15,706 | 267 | -15,288 |
| Dividends paid | -1,638 | -0.7 | -0.6 | -2,537 | -2,689 | -1.2 | -4.1 | -2,389 | -2,232 | -0.4 | -1.6 | -1,936 |
| Share repurchases | — | — | -10.1 | — | — | — | — | — | — | — | — | — |
| Debt issued | 406 | 12,636 | 10,750 | 9,434 | 10,941 | 9,428 | — | — | — | — | 74.9 | 4,531 |
| Debt repaid | -4,274 | -9,172 | 203 | -143 | -6,124 | -24.0 | 106 | -162 | 32.9 | -228 | 46.2 | -174 |
| Net change in cash | -12,767 | 10,283 | -3,524 | 593 | 843 | -6,228 | -6,284 | 7,579 | -7,921 | 4,162 | 2,578 | -20,279 |
| Free cash flow | 2,369 | -7,743 | -15,972 | -13,914 | -11,095 | -15,741 | -18,070 | -3,196 | -10,882 | -10,794 | 844 | -3,243 |