Riyad Bank
SAR 19.91Change from previous close: +0.05%Absolute change: +SAR 0.01
At a glance
- Revenue growth
- +8.65%
- 2025 vs 2024
- Net income growth
- +11.68%
- 2025 vs 2024
- Net margin
- 61.2%
- 2024: 59.6%
Financial data
Amounts in millions of SAR; per-share values in SAR; shares in millions.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -49,186 | -41,169 | -20,821 | -26,330 | -18,665 |
| Depreciation and amortization | 738 | 684 | 695 | 541 | — |
| Capital expenditure | -1,978 | -1,772 | -2,947 | -1,297 | -732 |
| Investing cash flow | -9,323 | -10,439 | -7,265 | 3,683 | -2,576 |
| Financing cash flow | 55,751 | 49,145 | 14,890 | 31,727 | 8,683 |
| Dividends paid | -5,228 | -4,625 | -3,878 | -3,108 | -2,989 |
| Share repurchases | -207 | 0.0 | -166 | 0.0 | — |
| Debt issued | 40,552 | 0.0 | 4,606 | — | 3,033 |
| Debt repaid | -303 | -48.2 | — | — | 0.0 |
| Net change in cash | -2,758 | -2,463 | -13,196 | 9,079 | -12,558 |
| Free cash flow | -51,164 | -42,941 | -23,768 | -27,628 | -19,398 |