Lloyds Banking Group

LLOY · LSE · GBp

104.00 GBpChange from previous close: +1.86%Absolute change: +1.90 GBp

Close · October 2, 2026

At a glance

Revenue growth
+6.00%
2025 vs 2024
Net income growth
+5.38%
2025 vs 2024
Net margin
25.0%
2024: 25.2%

Financial data

Amounts in millions of GBP; per-share values in GBP; shares in millions.

Cash flow · Annual
Item2025202420232022202120202019201820172016
Operating cash flow-7,781-15,72111,77023,606-13,862-13,93910,173-11,300-19,5236,418
Depreciation and amortization3,4773,4262,9052,396——————
Capital expenditure-5,071-4,364-3,961-2,432-3,228—————
Investing cash flow-10,189-7,691-9,821510-2,545-4,000-2,13011,9216,808-686
Financing cash flow8,1255,397-8,460-8,20817,38636,773-5,451-4,10811,309-15,318
Dividends paid-2,463-2,326-2,178-1,913-1,306-453-2,778-2,673-2,343-2,069
Share repurchases-1,710-2,011-1,993-2,013——————
Debt issued1,7578121,417838——————
Debt repaid-1,928-819-1,745-2,216——————
Effect of exchange rates-378-7.0-48072770.0-196-5.03.0—21.0
Net change in cash-10,223-18,022-6,99116,6351,04918,6382,587-3,484-1,406-9,565
Free cash flow-12,852-20,0857,80921,174-17,090—————